Getting started

Quick start

Open a credit account, make a first move through Save and Orca, and close it again, all from the app.

You need a Solana wallet holding some USDC and a little SOL for fees. Opening an account also pays rent for the account and its four token accounts, about 0.0104 SOL, which stays with them.

1. Connect a wallet

   Open the app and choose Connect wallet. Any wallet that implements the Wallet Standard shows up on its own: Phantom, Solflare, Backpack and others. Hardware wallets connected over USB aren't supported.

2. Open your account

   On Account, enter the USDC you post as collateral and the USDC you borrow. The form shows the health the account will start at; it has to be 1.10 or more. Both amounts land in the account as cash, and cash counts in full, so you can borrow up to ten times what you post as long as it stays in cash.

3. Add SOL if you'll provide liquidity

   The pool lends USDC only. An Orca LP position needs SOL beside the USDC, so bring your own under Fund, with SOL selected. The app wraps it into the account's SOL token account. SOL counts for nothing toward health, so funding it never changes the number.

4. Make a move

   Under Move, add steps: deposit into Save, add Orca liquidity, redeem, remove, or send USDC to your wallet. The account picture shows a dashed outline of where it will end up, and the app simulates the whole transaction on every change. If the program would reject it, you see the reason before you sign. When it reads Simulation passes, sign once and every step lands together.

5. Watch health

   The health number sits at the top of the account. Between 1.00 and 1.10, a move only goes through if it brings the account back to 1.10; repaying, funding and closing work at any health. Below 1.00, anyone can liquidate. Health explains how each holding is valued.

6. Close

   Close redeems everything from Save and Orca, repays the debt with interest, and returns what's left to your wallet, in one transaction. If the account's USDC can't cover the debt, the app asks you to repay the difference from your wallet first.

Next

• BorrowMovesOne transaction that moves funds between cash, Save and Orca: begin, up to nine steps, end. Either all of it lands healthy or none of it happens.
• BorrowHealthHow the program values an account: only USDC it could get out, a share of each, divided by the debt. The 1.10 line to act and the 1.00 line for liquidation.